Module 1: Understanding Credit & Your Financial Situation
Module Description In this module students will learn the fundamentals of how credit works, how credit reports are structured, and how to identify common credit problems. Students will also explore situations such as having no credit, bankruptcy, student loan debt, medical bills, and repossession accounts.
This module focuses on building strong financial habits. Students will learn budgeting strategies, saving methods, and debt repayment strategies that support long-term financial stability.
Students will learn how to review their credit reports, identify inaccurate information, and use dispute letters to challenge incorrect items on their credit reports.
